Why You Need Liquor Liability Insurance for Your Business

What is Liquor Liability Insurance?

Liquor liability insurance, also known as dram shop insurance, is a type of insurance that protects businesses that serve alcohol from financial losses in the event of an accident or injury caused by a customer who has been served too much to drink. This type of insurance is crucial for bars, restaurants, and liquor stores, as it can help them avoid costly lawsuits and reputational damage.

In the United States alone, there are over 100,000 alcohol-related deaths each year, making it essential for businesses that serve alcohol to have this type of coverage. Without it, a single lawsuit could put your business at risk of financial ruin.

Common Scenarios Where Liquor Liability Insurance Can Help

A customer gets behind the wheel after having too many drinks and causes an accident that results in serious injury or even death. In this scenario, your business could be held liable for the damages.

A group of friends get into a fight at your bar over a misunderstanding about a drink order, resulting in physical harm to one or more individuals. Again, your business could be sued for negligence.

Even if an accident doesn't occur, a customer may still file a lawsuit claiming that they were overserved and that your business is responsible for their actions.

Don't Wait Until It's Too Late - Get Liquor Liability Insurance Today!

Don't wait until an accident occurs or a lawsuit is filed before considering liquor liability insurance. By having this coverage in place, you can protect your business from financial losses and reputational damage.

At Goody Goody Liquor, we understand the importance of responsible service and want to help you avoid costly lawsuits. That's why we offer comprehensive liquor liability insurance policies that can provide peace of mind for your business.